You’re not alone. According to CNN’s website, medical bills are the cause of more than 60 percent of U.S. bankruptcies. If you or a family member have ever been hospitalized or suffered from a long-term illness, you are aware of the high costs of healthcare. If you don’t have medical insurance or are underinsured, the financial burden can quickly overwhelm you financially. Medical bills after a temporary or chronic illness push many people to the edge of financial ruin. Sometimes even those with best medical insurance available find themselves in the same predicament. Taking time off of work and loss of income can strain anyone’s finances. If you or a loved one have suffered from an illness that has left you with medical bills, doctor bills, hospital charges, or any other type of medical related debt, you may be able to get relief from filing bankruptcy. Depending on whether you file a Chapter 7 bankruptcy or Chapter 13 bankruptcy, medical bills can be either eliminated or reduced to pennies on the dollar.