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What Does it Cost to File Bankruptcy?

What Does it Cost to File Bankruptcy?

There are two component costs of filing under either Chapter 7 or Chapter 13: (1) court filing fees and (2) attorney fees. Filing fees are fixed by law and vary depending on the type of case. At present, the filing fee for Chapter 7 is $306.00, while the filing fee for Chapter 13 is $281.00.

In most Chapter 13 cases, the attorney fee is paid through the Chapter 13 Trustee out of funds paid into the case. Therefore, the “up front” cost of a Chapter 13 is the filing fee combined with a nominal advance attorney fee (typically $0.00 to $500.00 + $281.00 filing fee = $281.00 to $774.00 total “up front” cost. Fees for small business Chapter 13 cases are a little higher.

In Chapter 7 cases, the attorney fee is $994.00, plus the filing fee of $306.00 for total fees and costs of $1,300.00, payable when your case is filed.

Some law firms charge a small fee initially, and then add additional “surprise” fees later. We do NOT do this. The fee quoted at our initial meeting is the TOTAL fee for the whole case.

All questions regarding fees will be answered prior to the representation so you will not be obligated to pay anything until your questions have been satisfied.

The fee we quote you at our initial meeting is what you will pay - no surprises.