Katz and Wulff Attorneys at Law

Practicing exclusively in bankruptcy and proudly serving Southern Illinois for more than 20 years.

Can I File Without and Attorney?

Although it may be possible for some people to file a bankruptcy case without an attorney, it is not a step to be taken lightly. The process is difficult (especially under the “new law”), and you may lose property or other rights if you do not know the law. It takes patience and careful preparation. Chapter 7 (also known as “straight bankruptcy”) cases are somewhat simpler, but very few people have been able to successfully file and complete Chapter 13 (debt adjustment) cases on their own. Many, if not most, pro se filers end up hiring an attorney later to fix the mistakes that were made at much greater cost than would have been incurred had they simply hired an attorney to handle their case to begin with.

While possible, filing bankruptcy on your own is a difficult process and you risk losing property or other rights.